Saturday, June 4, 2011

Mortgage and Loans - Mortgage Refinance, Home Loans

Mortgage and Loans - Mortgage Refinance, Home Loans

Easy Ways To Spend Less On Food While In College

Posted: 04 Jun 2011 06:19 AM PDT

Food is a basic commodity that college students spend money on daily. With their busy schedules, college students often end up making impulse purchases on pricey food items which affect their limited weekly budget. These splurges may include overpriced coffee, junk food and food chain meals.

Food budgeting is one of the essential skills a student can develop while in college. It’s important to learn how to save money in college due to the fact it’s a preparation for life in the real world. There are a lot of approaches to keep food bills at a minimum, right here are some recommendations:

Grocery

    * Use coupons. Purchasing food from the grocery is a wise way to save money on food. Coupons help further reduce the total food bills. Scan through your mail and Sunday paper for deals you might use.
    * Buy store brands. Go for the store brands if they are available because they come less costly than brand name products. In many cases, the only difference you’ll observe is in the packaging.
    * Buy in bulk. Maximize your savings by purchasing some food items in bulk. This applies to staples like coffee, cheese, pasta and beer for some. Do your grocery with your roommates and simply split the bill later.

Eating out

    * Go to events. Instead of eating out, find out if there is an event going on in campus. Most organized activities include a free dinner for its attendees.
    * Say pass. When dining out gets too frequent, it won’t hurt to say pass on some occasions. It’s less expensive and often more healthy to eat at home instead.
    * Scout for discounts. Just before dining out, do a quick search online for ongoing promos or discount coupons. Sites like Groupon.com and LivingSocial.com always have something interesting to offer.

Snacks

    * Carry water. Why buy bottled water ifit is easy to always carry one from home. Drinking water is also less costly than any other flavored beverage. It also helps keep you satiated, therefore minimizing unnecessary snacking.
    * Make your own snack. Store-bought sandwich can set you back a couple of bucks. Sandwiches and other snacks other than chips can be produced at home using grocery-bought ingredients. It is possible to add all the filling you prefer without worrying too much about the additional cost.
    * Shop at the dollar store. The dollar store is stuffed with good bargains including snack foods and condiments. Get party and movie snacks from the dollar store to save money.

Cheap food isn’t always equivalent to bad food or empty calories. These tips should help a college student eat better without allowing their limited budget suffer. The cash saved can afterwards be used to buy used college textbooks or other needs.

iCollegeweb.com offers a free service to buy and sell used textbooks among students. We are the web’s oldest and largest used text books marketplace.

Shotgun shack redux: mortgage-free in 320 square feet

Posted: 03 Jun 2011 09:35 PM PDT

Two years ago, Debra and her family lived in a nearly 2000 square foot home on an acre and a half of land. Then her husband lost his job and they began to work 4 jobs between them to pay the mortgage, until one day they remembered they had a choice. Before having their son, Debra and her husband Gary had spent 9 years living in very tiny homes in South America. Living small hadn’t felt like a sacrifice, but a way to stay focused on what is important. They decided they wanted to get back to that. They stopped working so hard, sold or gave away all of their extra stuff and began looking for the perfect tiny home. Debra had always liked the Mississippi shotgun style homes, and one day, while browsing craigslist, they noticed an ad for a local Arkansas company custom building tiny homes for a price that could mean an end to house payments. Six weeks and 000 later they had their own fully paid-off dwelling. Today, Debra, her husband and 13-year-old son live in a 320-square foot home that is not a sacrifice, but exactly what they need. Original story here: faircompanies.com Home designed and built by Slabtown Customs: slabtowncustoms.com Debra & Gary’s home business: www.etsy.com

Mortgage market and interest rate update for Friday March 27, 2009

Posted: 03 Jun 2011 03:01 PM PDT

Mortgage market and interest rate update from Bruce Brown, CMPS with First Security Mortgage and radio host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.

VA Loan Requirements VA Home Loans from Quicken Loans

Posted: 03 Jun 2011 09:36 AM PDT

Quicken Loans is a leading provider of VA loans at www.quickenloans.com VA Loans are the top benefit of military service and a top choice for veterans and service members to buy a home or refinance. Get VA Loan requirements from this video from your friends at Quicken Loans

Posted by Blogku at 7:36 AM

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