Monday, December 13, 2010

Mortgage and Loans - Mortgage Refinance, Home Loans

Mortgage and Loans - Mortgage Refinance, Home Loans


Caroline Lucas @ Student Loans Protest

Posted: 13 Dec 2010 03:49 AM PST

Rousing speech from Caroline Lucas before the vote result was announced regards increasing student loans. December 9th 2010

Tallahassee, FL Relocation Packages

Posted: 13 Dec 2010 02:22 AM PST

Relocating to Tallahassee, Florida allows newcomers a whole new world to explore. As both the capital of Florida and the county seat of Leon County, there is always something going on in Tallahassee. This thriving city is not only a hub of government and commerce, but is a great place to call home!

Relocating professionals find that companies flourish in Tallahassee.important industries within the city include transportation, manufacturing, technology, defense, communications, software and consulting. Firms such as General Dynamics maintain large bases of operations here in Tallahassee.

Tallahassee’s vibrancy is further enhanced by the presence of several colleges and universities in the area. Schools such as Florida State University and Florida A&M provide the community with a plethora of college sports, festivals, performing arts and touring exhibits.

Tallahassee’s population recently exceeded the quarter-million mark, proving its role as a highly desirable relocation destination. The city’s warm climate makes it a hit with relocating seniors, who enjoy the region’s famed sunshine and wonderful outdoor activities.

Relocating families often choose to move to Tallahassee for its family-friendly atmosphere in the midst of an urban setting. Tallahassee offers its locals the best of both worlds—its residents are friendly, the city’s public schools are excellent , and locals here enjoy access to a world of amenities and services.

Tallahassee residents boast of their year-round calendar of fairs, festivals, and special events. Some of the city’s most beloved traditions include the Tallahassee Wine and Food Festival, Winter Festival, Southern Shakespeare Festival, and the Greek Food Festival.

Newcomers to Tallahassee are often amazed by the city’s long history and refined sense of tradition. Throughout the city, some of Tallahassee’s earliest edifices standadoringly preserved, giving passers-by a glimpse into the architecture and lifestyle of early days.

Mortgage market and interest rate update for Wednesday March 25, 2009

Posted: 12 Dec 2010 11:36 PM PST

Mortgage market and interest rate update from Bruce Brown, CMPS with First Security Mortgage and radio host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.

How much will my insurance premium increase if I make a claim for lost jewelry?

Posted: 12 Dec 2010 04:01 PM PST

I do have insurance specifically for this piece of jewelry and it is valued at about 00. Just wondering how much my premium might increase? Is it worth it to make the claim or just remove it from the policy?

Liberty Mutual Ad (1st edition): “Half Acre”

Posted: 12 Dec 2010 10:58 AM PST

DOWNLOAD THIS VIDEO USING THESE LINKS. MPEG: www.sendspace.com MOV: www.sendspace.com AVI: www.sendspace.com The first in the “good deeds” series of television commercial for Liberty Mutual produced by advertising agency Hill Holliday. It features strangers doing good deeds for strangers, which inspires onlookers to do the same. The song is “Half Acre,” by Hem. It’s on their 2002 album “Rabbit Songs.” More information about the band can be found at their MySpace page here: www.myspace.com View the second edition of the ad here: www.youtube.com Source: www.hhcc.com

Avoid Losing Your Property to Tax Foreclosure

Posted: 12 Dec 2010 08:01 AM PST

Its possible you could have difficulty in paying your property taxes if financial problems arise. The government will likely place a tax lien on your property if you cannot resolve the problem. What might happen next is your property is put on a tax foreclosure list.

Before youbecome a tax foreclosure case and lose your home. there are ways in the pre foreclosure phase that you can implement , to steer clear of this situation, among which are:

* Ask for more time in the paying of your taxes – This is a simple procedure you can use and often the local authorities are lenient in allowing you extra time when you make this plea with a payment plan you can propose which will be agreeable to them.

* In some states there is an option of partiel payment of taxes. Different counties too have different procedures in dealing with the tax difficulties of their people and the citizens just have to request for these methods from the concerned officials.

* From the concerned authorities you can request for an Offer in Compromise (OIC) to settle your total tax dues at a lower amount. Note however that the lien on your property continues in spite of the OIC, and it is only when the OIC is accepted by the authorities and you have paid it in full, when the lien can then be removed.

* To avoid losing their property to tax foreclosures, organizations file for “Bankruptcy”. They request the bankruptcy court to reduce the amount in taxes that they have to pay or if they are lucky, even to have all taxes erased. The judge in a bankruptcy court decides the bankruptcy filing depending on how it is applied for. A bankruptcy relief however could be temporary in nature with limited benefits.

* A tax attorney’s help is important because he can effectively guide you in avoiding any impending tax liens as this is his field of expertise. He can also help you in negotiating with the tax department for more time in settling your tax obligations. You may also request for a tax reassessment if the tax attorney advises it. He could also be in a position to seek temporary relief on your property going into the tax foreclosures list.

Always be aware of the governmental guidelines regarding the payments of taxes and other dues so you can avoid tax problems. Try your best to pay taxes on time too. When you find yourself buying a new property, check out first any tax-related issues connected with the property you are intending to acquire.

Try to negotiate with the appropriate government authorities honestly when you cannot help having this problem. If at all possible, try to avoid impending tax foreclosure.  Take action when you first start to fall behind on your taxes, do not wait until it is to late.

 

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