Friday, October 8, 2010

Mortgage and Loans - Mortgage Refinance, Home Loans

Mortgage and Loans - Mortgage Refinance, Home Loans


What type of insurance should I get for my new business?

Posted: 08 Oct 2010 05:00 AM PDT

I am starting a new company that will sell a toy that is made in China. I have Trademarked my logo for the toy and I will be selling it here to retailers and customers. I wont have a physical store (only online) but I will have a small warehouse. What type of insurance do I need? General Liability? Product Liability? What can I expect to pay for an annual premium?

Finding Out A Number Of Common Myths About Payday Loans

Posted: 08 Oct 2010 12:48 AM PDT

It might be an emergency. Maybe your car has broken down. Perhaps the basement in your home is flooded, due to a plumbing problem. You may need some immediate cash. Payday loans may be your most viable option. Yet, many people think that there is something wrong with these transactions. Here are some common myths to explore.

The High Interest Rates

People may tell you that these institutions charge extremely high interest. This is not the case. When you pay the money off in a short time period, interest does not add up. Long term loans can have much greater fees, even though the numbers are lower. All you need to do is pay the loan off in time. This makes it affordable.

Charges that may be hidden

You may be afraid of hidden charges. This cannot happen with reputable lenders. They must follow federal laws, like other institutions. They have to disclose all of the charges to you. This must be done, before you agree to the terms.

Debt trouble

This is type of loan is designed to be paid off in a short amount of time. You can get into more serious debt if you extend them. This is due to the fact that they are not made for long term payments. Never borrow money like this, if you cannot pay it off soon. It will cost you a great deal of extra money. However, as long as you follow the terms, you cannot get into debt trouble.

You need to be in work

Not all lenders will require you to have a job. You can borrow the money from them. However, you need to show that you have a way to repay them. This might be from an unemployment check.

Final thoughts

Some people are giving payday loans a bad name. There are many myths floating around, these days. The interest rates are not expensive. This is because you pay them off quickly. Interest costs more when you stretch out the terms. You will not receive hidden fees. They have to let you know the charges, before you sign. It is not possible to get into debt trouble, if you repay the money. You may not need a job. You might simply have to prove that you can repay the money. Payday loans facts is situated all over the search engines. Without exception make sure that you have read the suggestions and information to make sure you make an informed call.

NBR | Reverse Mortgage | PBS

Posted: 07 Oct 2010 09:42 PM PDT

PBS Airdate: September 22, 2010 Nightly Business Report profiles a homeowner who enjoyed the benefits of a reverse mortgage, but unknowingly put his mortgage in jeopardy. Know your HECM responsibilities. For more information visit: www.pbs.org

QL TV Behind the Commercials Interview: Andrea Allen

Posted: 07 Oct 2010 09:38 AM PDT

QL TV gives viewers an inside look into the faces of the Quicken Loans TV commercials. Marketing specialist, Abby Pougnet, interviews leadership developer, Andrea Allen about starring in the commercial and what her job entails.

Keiser Report №84: Markets! Finance! Scandal!

Posted: 07 Oct 2010 07:15 AM PDT

This week Max Keiser and co-host, Stacy Herbert, look at Larry Summers and your mom, the toxic yes votes on Tarp and a second American Revolution. In the second half of the show, Max goes to Arizona to talk to Oscar Leon, director and producer of Once Upon A Time In Arizona.

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