Wednesday, September 29, 2010

Mortgage and Loans - Mortgage Refinance, Home Loans

Mortgage and Loans - Mortgage Refinance, Home Loans

What type of insurance should I get on a vacation home / rental?

Posted: 29 Sep 2010 07:27 AM PDT

I am purchasing a second home near Canyon Lake, Texas. This house will be occupied by me or my immediate family approximately 50% of the year. The other half, I plan on short term rentals (3-5 days at a time). What would be the appropriate insurance(s) for this? I also plan to live in this second house full time in approximately 5 years, if that makes any difference.

Airbus Says To Be Seeking State Loans – Bloomberg

Posted: 29 Sep 2010 07:09 AM PDT

Airbus is seeking billion in state loans to fund its A-350. This may revive the feud with Boeing and the US government. (Bloomberg News)

Ways To Release Collateral From Your Spanish Home

Posted: 29 Sep 2010 04:13 AM PDT

In Spain, contrary to in the UK market, it’s harder to unlock the value in a real estate property that’s paid for in cash or unencumbered should the possessor wishes to secure equity release loan later . Numerous cash buyers in UK have much more options in regards to getting mortgage later on due to the flexible type mortgage procedure supplied in lots of financial institutions and also loan companies.

When cash is spent for a property in Spain use of the equity later on is going to be much more of a difficulty.

Nearly all lenders will not facilitate equity to be available by any means. Of lenders that do a large number of will certainly demand that the money become exclusively applied for the objective of betterments to the property the funds are being produced against.

Seldom loan companies will permit the finances acquired from the property or home to be applied for any objective the borrower might desire. Acquisition mortgages have lower interest levels when compared to the ones for equity release which will cost around twenty-five percent more.

When obtaining finance for purchase mortgage loan the expenses are going to be around 4% of the amount took out, normally the similar costs when establishing a release equity mortgage. All costs with regards to the Spanish equity release are generally taken off out of whole loan amount and it is not likely to add the costs to the equity release loan when the valuation amount has been totally applied.

Should you be looking for great, honest and impartial advice on Spanish Mortgages then consider contacting IMS Spanish Mortgages situated in the Costa Del Sol. It is important to get hold of expert advice through a reliable independent advisor to know costs along with availability before entering into any contracts.

Insurance Spiking Due to Obamacare?

Posted: 28 Sep 2010 11:59 AM PDT

Provider blames rate hike on health care law

How much of life insurance company profit results from beneficiaries not knowing that a company sold a policy?

Posted: 28 Sep 2010 09:51 AM PDT

I have seen many questions here along the lines of either (a) a person died and had life insurance, but I do not have the policy and do not know what company sold the policy, or (b) a person died and I do not know if that person had life insurance.

How much of the profit that life insurance companies make is because the company does not receive a claim when an insured person dies, either because the beneficiary did not know that there was a life insurance policy, or because the beneficiary does not know what company issued the policy?

QL TV Behind the Commercials Interview: Cora Cowles

Posted: 28 Sep 2010 09:34 AM PDT

QL TV reporter Abby Pougnet gives viewers a behind the scenes look into the faces of the Quicken Loans TV commercials. This interview is with Cora Cowles, who is on the Quicken Loans marketing team. Watch the video to get to know Cora a little better and hear her thoughts about her TV experience!

Posted by Blogku at 7:38 AM

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