Thursday, August 12, 2010

Mortgage and Loans - Mortgage Refinance, Home Loans

Mortgage and Loans - Mortgage Refinance, Home Loans

Quicken Loans Relocation – Charlene Pletcher Mortgage Banker

Posted: 11 Aug 2010 07:15 PM PDT

Quicken Loans client Tony from California, discusses in this video review how Quicken Loans and Charlene Pletcher, his mortgage banker, helped him and his family with their relocation. Tony looked into several different mortgage lenders but ended up selecting Quicken Loans for three reasons. First, they were impressed with the amount of information on the Quicken Loans website. Second, they were impressed with the online tools that helped them through the decision making process. But what really impressed them the most was the level of customer service and personal attention they received from their mortgage banker, Charlene. Tony and his family were very pleased with the whole mortgage process and recommend Quicken Loans and Charlene Pletcher to anyone looking to relocate.

What questions should be asked to the insurance agent while taking a policy/plan?

Posted: 11 Aug 2010 02:40 PM PDT

Hello friends an health insurance agent is going to come my home this weekend.As a newbie to insurance, what questions shall i ask him while accepting for a policy detailedly? What are the precautions I should take before accepting a policy for me/my family? Shall i search any information about insurance?

Personal Loans For Students

Posted: 11 Aug 2010 02:31 PM PDT

Good money gets spent every year on education, and not everybody can afford to pay out of the pocket. Yet, leaving the college because of lack of money is not an option for lots of people who choose personal student loans to fund their education. This kind of financial aid is not available in more variants than private programs, and other than that, personal student loans require special criteria for eligibility. Consider the following details necessary for the application:

-The student must have at least half-enrollment with the school.

-You should have a very good credit history, or if you have no credit, you can take a co-signer.

-The repayment terms have limitations.

-Loan limitations do exist and they vary from lender to lender.

Federal consolidation loans or collateral loans are alternatives to personal student loan but don’t sign any agreement unless you have analyzed all the possibilities. For example, You can get a lower rate if you consolidate loans, but you will extend the repayment period. Some financial institutions provide different packages of personal student loans so as to help people better cope with the specificity of their case.

It is important to look for loan providers that are borrower-friendly. They have low interest rates, well structured loan programs and reduced limits. Without a credit history, you won’t be able to qualify for personal student loans. Ask for terms, conditions and requirements online and make comparisons between the different loan options.

Do not start your quest before having an estimate of the education value. How much money do you need? Answer this question first and then apply. You should talk to the school you want to enroll with and ask for a cost analysis so that you may know what to apply for in personal student loans. Plus, it is important to take personal student loans as a last resort, something that you will only get if don’t match the criteria of any private or federal loan program.

The problem with most personal student loans is that they have variable interest rates. There could be very significant fluctuations during the life of the loan, and the bad part is that you have almost no control in this respect. This means that at the end of the repayment period you will pay a much higher amount than you would have borrowed initially. And here you have the major flaw of money lending.

Posted by Blogku at 7:19 AM

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