Monday, March 7, 2011

Mortgage and Loans - Mortgage Refinance, Home Loans

Mortgage and Loans - Mortgage Refinance, Home Loans

Money Monday: Student Loan Deferment

Posted: 07 Mar 2011 06:20 AM PST

www.Getcredithealthy.com Elizabeth Karwowski Paying back students loans is never easy, and if you lose your job, it can be impossible. But now, you can take a break from writing those checks with student loan deferment. 7′s Lynn Martinez tells us how on tonight’s “Money Monday.” WSVN — Tammy Kolinger has a bachelor’s and master’s degree in marketing, but a couple of years ago, she decided to reinvent herself. Tammy Kolinger, Applied for Student Loan Deferment “I decided to go back to school later in my life and study interior design.” The course cost 000, and she took out a student loan to pay for it. But later, she lost her job, just as the student loan payments came due. Tammy Kolinger: “It was very difficult and challenging to be able to pay all my bills, including my mortgage and car payment and everything else that comes with that.” Tammy struggled with the 0-per-month payment until she found out about student loan deferment. Leslie Bosson, Credit Wellness Advisor: “That means you won’t have to pay for your loan for a certain amount of time.” Credit advisors say you might qualify for student loan deferment if you’ve graduated and can’t find a job, if you lose your job, or if your work hours fall below 30 a week. Leslie Bosson: “This is a great opportunity for people to take some stress off of their lives and focus on organizing themselves and looking for a job without feeling that constant stress of having to make their payments.” To keep your loan deferment …

What documentation is required for paying health insurance by credit card?

Posted: 07 Mar 2011 01:37 AM PST

Blue Cross charges my health insurance premium to my credit card each month automatically. I do not sign a separate credit card authorization each month and I do not get a receipt. Will the credit card statements be enough for tax purposes, or do I need to request an actual receipt from the insurance company?

Mortgage After Bankruptcy

Posted: 06 Mar 2011 08:34 PM PST

Getting a mortgage after bankruptcy is easier than you think – and can happen in as little as 12 months!

Sacramento Bank Owned Homes For Your Future

Posted: 06 Mar 2011 01:57 PM PST

The continuous overspill of Sacramento Bank owned homes in the foreclosures market does not seem to have an end coming soon. The market is coping with low to moderate need for these homes this also scenario generates great opportunities for those who have the fiscal capability right now to purchase a property.

In a situation for Sacramento Bank owned homes. Whether it be a first-time purchase or a way of improving one’s equity, bank owned homes would be the best type of affordable property or home that purchasers need to give priority to. The key reason why a lot of lenders have such large inventories of foreclosures is simply because banks would be the primary suppliers of housing loans. When their debtors fall behind on their mortgage repayments the process of foreclosure is initiated. Banks do not offer these homes back to industry with all the goal of earning profits. They’re keener on just breaking even or recovering their losses from your mortgage default.

Also , since your competition for buyers is strong, banks are picking out ideas on how to manage to get thier foreclosures sold. Of note are the huge discounts they feature for wholesale buyers. Plenty of property investors make the most of these wholesale gives and sell the homes individually in a significant mark-up. Individual buyers will find it is infinitely easier to negotiate with banks for discounts along with other concessions. They may especially welcome the fact Sacramento Bank owned homes include whistle clean titles since it conserves them from the task of executing a title search. Banks even go that step further and provide title insurance along with the homes. If you wish to get yourself started saving on your future, acquiring bank foreclosures can be a sensible direction to take. They may be sold at discount prices and they come with a host of incentives and perks to create interest and attract sales.

Posted by Blogku at 7:20 AM

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