Mortgage and Loans - Mortgage Refinance, Home Loans |
- How much will unemployment insurance pay if laid off, and is there any way to supplement it?
- Cow loan
- Mortgage market and interest rate commentary for Wednesday December 8, 2010
- Mortgage Novation
| How much will unemployment insurance pay if laid off, and is there any way to supplement it? Posted: 05 Feb 2011 01:37 AM PST  I anticipate a layoff within a few months. Does anybody know how much unemployment pays if I cannot find a new job right away? Also, is there any private layoff insurance available to supplement it?  |
| Posted: 04 Feb 2011 06:16 PM PST  www.ntv.co.ke A Microfinance Institution has come up with an ingenious way of dispensing credit to address unique clients needs. Pamoja Women Development Programme operating in Kiambu County is offering cows instead of cash as loans to farmers in the area.
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| Mortgage market and interest rate commentary for Wednesday December 8, 2010 Posted: 04 Feb 2011 01:58 PM PST  Mortgage market and interest rate commentary from Bruce Brown, CMPS with Pulaski Bank Home Lending and radio host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.
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| Posted: 04 Feb 2011 09:55 AM PST 
Mortgage novation is a legal process by which someone with a mortgage can transfer that loan to another person which releases the first loan holder from the culpability of making the payments on the loan. ‘Novation ‘ is actually a term employed in contract and business law that describes the act of either replacing a duty to perform with a new need, or replacing a party to an agreement with a new party. So mortgage novation is the replacement of the need to perform on a mortgage with a new obligated party. How does mortgage novation work? In order for a mortgage novation to work all three parties in the transaction would need to come to a deal. This doesn’t occur regularly as banks infrequently approve of these substitutions, and instead like for the loan to be refinanced. Before you get to far into the method you will want to contact the bank directly and tell them that you would like to change the possession of mortgage by utilizing mortgage novation. If the bank does agree to the mortgage novation then a contract is created between the debtor and the third party called a deed of novation, agreement to novate.  |
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