Saturday, December 11, 2010

Mortgage and Loans - Mortgage Refinance, Home Loans

Mortgage and Loans - Mortgage Refinance, Home Loans

Payday loan concerns

Posted: 11 Dec 2010 03:45 AM PST

Payay loans are tempting but critics say they’re milking Texans out of billion in high-cost loans every year.

Mortgage market and interest rate commentary for Wednesday July 7, 2010

Posted: 10 Dec 2010 11:37 PM PST

Mortgage market and interest rate commentary from Bruce Brown, CMPS with Pulaski Bank Home Lending and radio host of Dollars and Homes on KCMO Talk Radio 710 in Kansas City.

Finding Mortgage Lead Providers Online

Posted: 10 Dec 2010 07:44 PM PST

If you’re in real estate refinancing, you might have noticed some agents selling more than others. Maybe it’s the sales training or the skills of the sales representatives. Maybe they splurge on promotions. Maybe they’re using a new high-tech marketing technique. Or, could it be that they are using the services of a mortgage lead provider?

If your business is in real estate, you should know about mortgage lead providers that will provide you with a sizable list of leads to start with. If you’re on a budget, you can buy a few at a time.

You already know that so many homeowners are not sure what kind of home loan they currently have, which means if you can find these homeowners, you will have a better chance of selling to them. The problem with not having a clue is that you don’t know exactly how to convert a prospect into a sale. Leads from a provider usually come with all the information you will need to create a good offer.

You have to remember that every prospect is looking for a solution. These type of leads are often on the prowl for the best deals around. If you cannot catch them early, they will go to your competitor. Shrewd mortgage refinance companies understand that they have to attract these people to their promos before the competition can.

As soon as you get your leads list, you can start creating a good marketing strategy . Choosing a good provider is crucial because some providers give you leads that contain faulty information. A quality list is hard to come by and there are times when getting individual leads is more productive. An evaluation of information should not be too hard if your leads are all good. A lead is good if the information indicates that the lead could be a potential buyer.

The lists come at a steep cost. Before you agree to a deal, find out what kind of information the provider can give you. You also need to look at a sample so that you know you’re getting your money’s worth.

Where to find these providers? Most of the best companies operate online, as the world wide web is the same place where they look for leads to add to their lists. The advantages of using mortgage lead providers are varied and many, but the best reason to go for their offers has something to do with the time it would take you to generate your own leads.

I found this on the Internet and I thought it would be nice for you to visit:
Mortgage Leads
Mortgage Lead Provider

How difficult is it to get insurance carriers to approve of a new surplus lines wholesale broker to write busi?

Posted: 10 Dec 2010 04:02 PM PST

I want to get my 1-20 (Florida) and open a wholesale surplus lines brokerage firm. How difficult is it to get approval from insurance carriers to write business for them. I will not be dealing with the general public, but would be the middle man between independent agencies & actual insurance comapnies. My concern is being a new business, without an exisiting book of business, how likely are the insurance carriers to give me a shot at quoting & writing their products / policies.

Added Protection For Extraordinary Circumstances – Personal Umbrella Protection

Posted: 10 Dec 2010 07:09 AM PST

mortgage refinance Buy an umbrella policy and reduce your bodily injury liability coverage to the barest minimum stipulated by law. The more substantial your asset, they more this recommendation is true in your case.

What do you buy bodily injury liability coverage for? It’s to take care of passengers involved in an accident along with the other driver. If you don’t have coverage like this, your assets could be used to compensate victims in accidents.

 juegos   You are, however, urged to opt for an umbrella policy because even the most extensive liability coverage within an auto insurance policy wouldn’t be adequate if you’re at fault in a fatal accident. This means that your personal assets will be liable if your liability coverage cannot handle the result bills and damages incurred.

home building  Here are some other ways that it works:

Covers the exhaustion of liability insurance. When someone threatens to sue you to pay for injuries that happened on your property, personal umbrella protection will kick in the moment your liability coverage empties.

Example: A kid and his father are severely injured in an auto accident, and the mother sues you to pay for medical bills. However, you only have 200,000 in liability coverage. Since your liability coverage only covers up to 200,000 in hospital bills, personal umbrella protection from 200,000 on up to your designated amount.

The coverage is inexpensive. Normally, your claim risk is mostly paid by your auto and home insurance policies. Therefore, you would receive a very affordable rate for protection, usually up to $300 a year, according to the Insurance Information Institute.

You receive broader coverage. Here are just some of many situations that umbrella protection can cover you, according to the New York Times:

• Lawyer payouts
• Legal expenses
• Bodily injury liability
• Personal injury
• Property damage

In many instances, it can help you if you served a charity or a religious or civil organization and you must face liability You can be published without charge. You can to republish this article in your website or blog. Please provide links Active.

Posted by Blogku at 7:07 AM

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