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Monday, November 22, 2010

Mortgage and Loans - Mortgage Refinance, Home Loans

How can I file an effective insurance claim?
Mortgage Modification How to lower Mortgage payments!
Easy Ways To Get Your FICO Score UpAlmost Immediately By Removing Charge Offs From Your Credit Report
Adam Levitin: Servicers, and loans on the books of banks are the problem
Insurance fraud charges

How can I file an effective insurance claim?

Posted: 21 Nov 2010 11:23 PM PST

What are the essential things that I must do, and optional things that I might do (depending on circumstances) to make sure that I get the highest possible settlement for a car insurance claim?

What are the pitfalls to avoid in dealing with an insurance claim that could result in my getting less than I otherwise might?

What tips can people with experience making claims give to someone who has never had to do this before to help them get the best outcome?

Mortgage Modification How to lower Mortgage payments!

Posted: 21 Nov 2010 08:34 PM PST

Mortgage Modification How to lower Mortgage payments! Eddie is a great friend of mine from MDL Consulting, We teamed up to teach about the wild world of Loan / Mortgage Modifications. Take advantage of low interest rates on Loans. Call his office 321-250-1981

Easy Ways To Get Your FICO Score UpAlmost Immediately By Removing Charge Offs From Your Credit Report

Posted: 21 Nov 2010 06:45 PM PST

Having good credit is important to your financial situation in this financial climate. Now that the credit market has gotten tight, your credit report may be more important than ever. In this article, we’ll examine how you can raise your credit score the easy way. Snel geld lenen in Dutch gives an international view.

Charge offs need to be removed from your credit report if you want to improve your credit score. Charge offs can have a real problematic effect on your FICO score. Getting charge offs removed from your credit report has a substantial effect on your credit score. If charge offs are currently on your credit report, you can do a few things to get them off. This will improve your credit and will lower your payments and interest on loans and mortgages.

To get charge offs removed, you need your credit report first. Every calendar year, you get one copy of your credit report. This way, you can research it and see what’s on there.

It’s not uncommon to see a mistake on your credit report. As soon as you see an error, compose a letter to the credit bureau. Don’t write an email, compose a real letter. With ink and a stamp. If you don’t hear something from the bureau within 30 days, the charge off gets dropped from your report. By using this technique, you get your FICO scores going in the right direction again

Certainly, it’s a lot of work for a seemingly small thing. But that’s what improving credit score is about, small steps.. You can save thousands of dollars in the next few years by maximizing your credit score by a seemingly small amount. So be almost microscopic when doing your preparation.

Taking a look at your credit report is something the majority of the population never does. They assume that everything is reported fine. But a lot of mistakes are made by credit bureaus. You have the possibility to remove charge offs and increase your credit score. You just have to look over your report, see if any mistakes have been made and send a letter to the credit bureaus. In the next couple of years, you can save thousands and thousands of dollars just by doing this.

Adam Levitin: Servicers, and loans on the books of banks are the problem

Posted: 21 Nov 2010 03:45 PM PST